The boat had been to the Grand Banks and the fishing expedition had been wicked successful. The captain ordered the boat home to Maine. But halfway there, they hit the doldrums. Days passed and no wind at all. The ice was melting in the down-below and the fish were in danger of spoiling; all for naught in that case.
The captain cursed his bad luck. The cook, a religious man, noted that a prayer and/or offering to God might work better than cursing. Well, the captain said, probably worth a try. So he prayed for wind and threw a silver dollar in to the water.
No sooner had he done that than a gale broke loose. Gale! I guess. More like a hurricane (or as my mom says, a hurristorm). The waves whipped up, the boat bounced on the bounding main. The mast snapped and the boat, its crew, and cargo washed up on a shoal.
“Jeesh,” the captain said to the cook as they gathered themselves and their fish and what was left of the boat, “if I’d known wind was so cheap, I’d have thrown a quarter.”